Uncategorized June 11, 2025

From Dirt to Dream Home: What to Know Before You Buy Land

Buying raw land is a different adventure from buying a move-in ready home—and it’s one I absolutely love helping people navigate. Whether you’re dreaming of a custom build or just looking for peace and privacy, here are the top things you should know before jumping in:

1. 🚧 Not All Land Is Ready to Build

Zoning, septic feasibility, wetlands, and utility access all matter. Before you fall in love with the view, make sure the land is actually usable—and financeable.

2. 📝 Financing Can Look Different

Some land requires cash. Other parcels may qualify for land loans, which often require a higher down payment. I can help you explore financing options that make sense for your goals.

3. 🛠️ Find Your Dream Team Early

You’ll want a builder, a lender, and a Realtor (me!) who specialize in land purchases. We’ll look out for red flags and guide you through surveys, site prep, and timelines.

4. 🌲 Think About the End Game

A long driveway through the woods might feel dreamy—but is it in a fire zone? Is the soil good for septic? Will your insurance be sky-high? Think ahead to the “live in” part, not just the “buy it” part.

5. 🤝 You Don’t Have to Figure This Out Alone

Land deals can be complicated, but they don’t have to be stressful. I’ve helped many families buy raw land and turn it into their perfect home base.